|❯ Annual Fee: $0|
|❯ Purchase Intro APR: 0% for 15 months|
|❯ Rewards Rate: 1 - 2 points / $1 | Bonus 15.000 points|
|❯ Transfer Intro APR: 0% for 15 months | Transfer Fee: 3% (min $5)|
|❯ Regular APR: 13.49% - 23.49%|
This is $19.76 below average for a credit card.
2 points per $1 at supermarkets and gas stations, on up to $6,000 spent per year, then 1 point per $1.
1 point per $1 spent with no limit. The average rewards card with points or miles gives 1.17 points/miles per $1.
15,000 points for spending $1,000 within three months of opening an account. The best credit card sign-up bonuses are worth $500+ but have higher initial spending requirements. The average credit card with points or miles gives 22,150 points/miles as an initial rewards bonus.
Citi Rewards+ gives back 10% of the first 100,000 points you redeem each year. It also rounds the points you earn on each purchase up to the nearest multiple of 10.
1 cent when redeemed for gift cards at thankyou.com. You can also pay with points on amazon.com and bestbuy.com or redeem for statement credits, but you might get slightly less value.
0% for 15 months on new purchases and 0% for 15 months on balance transfers, with a 3% (min $5) balance transfer fee. Those rates are above average among 0% APR credit cards.
13.49% – 23.49% (V), based on creditworthiness. The average APR among credit cards for people with good credit is 19.24%, and the excellent-credit average is 12.99%. This is not the card for regularly carrying a balance from month to month.
3%. The average credit card foreign transaction fee is 1.44%. It’s that low in large part due to the growing number of credit cards with no foreign transaction fees on the market. It’s best to get such a card before traveling internationally or making online purchases through merchants based abroad.