• Take control and build your credit with responsible use. Required Security Deposit: $49, $99, or $200 refundable minimum security deposit. Access to an authorized bank account is required to make your security deposit.
• Initial Credit Line. Make the minimum required security deposit and you’ll get an initial credit line of $200. Plus, deposit more money before your account opens to get a higher credit line.
• Automatic Credit Line Reviews. Be automatically considered for a higher credit line in as little as 6 months.
• Personalized Payment. Pick your own monthly due date and payment method—check, online, or at a local branch.

First Progress checks your credit when you apply for one of its secured cards, but it’s not a “hard” inquiry, meaning it doesn’t affect your credit score. The First Progress Platinum Elite Mastercard® Secured Credit Card gets the nod here as the lowest-cost First Progress card.

The First Progress Secured Mastercard is a full-featured credit card with credit limits up to $2,000*. Your credit limit is determined by the amount of your security deposit, not your credit score or history! The card reports to all three major credit bureaus every month to help you establish or re-establish your credit history.