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NATIONWIDE CREDIT CARD RATING 2020/2021
Best Credit Cards for Excellent Credit

How do you choose the best credit card? See credit card ratings, reviews, and rankings. Credit Card Ranking lists are built by lots of people just like you who either had a really bad experience with a certain credit card or an amazing one. In other words, our ratings are based on the “wisdom of the crowd.” With every vote, any credit card’s score can either go up or down. It is all up to the people.

CREDIT CARDS RATING

Best Credit Cards for Excellent Credit independent ratings & consumer reviews.

Card Category: Best Cash Back Credit Card

Annual Fee: $0

Purchase Intro APR: N/A

Rewards Rate: 1 - 4% Cash Back

Transfer Intro APR: N/A

Regular APR: 15.24% (V)

Card Issuer: Citi Credit Cards

Credit Score: Best Credit Cards for Excellent Credit

262
VOTERS
98%
4
2%
Ranking: #1
star-ratings
4,9

Make every day more rewarding with the Costco Anywhere Visa® Card by Citi. Earn up to 4% in cash back rewards on eligible purchases anywhere Visa is accepted. A Costco membership is required to apply. Join Costco today.
Redeeming Costco Cash Rewards. Cash back will be provided as an annual credit card reward certificate once your February billing statement closes, and is redeemable for cash or merchandise at U.S. Costco Warehouses.

Card Category: Best Business Credit Card

Annual Fee: $0

Purchase Intro APR: 0% for 12 months

Rewards Rate: 1 - 2% Cash Back

Transfer Intro APR: N/A

Regular APR: 13.24% - 19.24% Variable

Card Issuer: American Express Credit Cards

Credit Score: Best Credit Cards for Excellent Credit

157
VOTERS
97%
5
3%
Ranking: #2
star-ratings
4,8

Earn Up To $300 In Statement Credits. You Can Earn Up To $100 In The Form Of Statement Credits At The Each Of The Following Merchants: Dell Technologies, DocuSign, or FedEx After You Make Eligible Purchases With Your New Card Within The First 3 Months Of Card Membership.

Card Category: Best 0% APR Credit Card

Annual Fee: $0

Purchase Intro APR: None

Rewards Rate: None

Transfer Intro APR: 0% for 18 months | Transfer Fee: 3% (min $5)

Regular APR: 14.74% - 24.74% (V)

Card Issuer: Citi Credit Cards

Credit Score: Best Credit Cards for Excellent Credit

153
VOTERS
95%
7
5%
Ranking: #3
star-ratings
4,8

Citi Entertainment takes the once out of once in a lifetime. Get special access to purchase tickets to thousands of events, including presale tickets and exclusive experiences for the year’s most anticipated concerts, sporting events, dining experiences, and more.
You’re completely protected against unauthorized charges on your account. At Citi, you will not be responsible for a charge that you did not authorize, online or otherwise.

Card Category: Best No Annual Fee Credit Card

Annual Fee: $0

Purchase Intro APR: 0% for 15 months

Rewards Rate: 1 - 3% Cash Back | Bonus $150

Transfer Intro APR: N/A

Regular APR: 13.99% - 23.99%

Card Issuer: American Express Credit Cards

Credit Score: Best Credit Cards for Excellent Credit

171
VOTERS
95%
8
5%
Ranking: #4
star-ratings
4,8

❯ Explore the power of the Blue Business® Plus Credit Card. You can earn up to $100 in the form of statement credits per merchant after you make an eligible purchase on your new Card during your first 3 months of Card Membership at each of these merchants: Dell Technologies, DocuSign, and FedEx.

Card Category: Best High Limit Credit Card

Annual Fee: $550

Purchase Intro APR: N/A

Rewards Rate: 1 - 3 points / $1 | Bonus 50.000 points

Transfer Intro APR: N/A

Regular APR: 16.99% - 23.99% Variable

Card Issuer: Chase Credit Cards

Credit Score: Best Credit Cards for Excellent Credit

124
VOTERS
95%
6
5%
Ranking: #5
star-ratings
4,8
  • 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
  • That’s $750 toward airfare, hotels, car rentals, and cruises when you redeem through Chase Ultimate Rewards®.
  • This product is available to you if you do not have any Sapphire card and have not received a new cardmember bonus for any Sapphire card in the past 48 months.
  • $300 Annual Travel Credit. Automatically receive up to $300 in statement credits as reimbursement for travel purchases charged to your card each account anniversary year.
  • 3X Points on travel and dining worldwide. 3X Points on Travel Worldwide, immediately after earning your $300 annual travel credit.
  • 3X Points on Dining at Restaurants Worldwide, including eligible delivery services, takeout, and dining out.*Same page link to Offer Details. Plus, earn 1 point per dollar spent on all other purchases.
  • 50% more in travel redemption. Get 50% more value when you redeem for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $750 toward travel.

Card Category: Best Airline Credit Card

Annual Fee: $95

Purchase Intro APR: N/A

Rewards Rate: 1 - 2 points / $1 | Bonus 80.000 points

Transfer Intro APR: N/A

Regular APR: 15.99% - 22.99% Variable

Card Issuer: Chase Credit Cards

Credit Score: Best Credit Cards for Excellent Credit

196
VOTERS
88%
23
12%
Ranking: #6
star-ratings
4,4

Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $1,000 toward travel when you redeem through Chase Ultimate Rewards®.

Card Category: Best 0% APR Credit Card

Annual Fee: $0

Purchase Intro APR: N/A

Rewards Rate: 2% Cash Back

Transfer Intro APR: 0% for 18 months | Transfer Fee: 3%

Regular APR: 13.99 - 23.99% Variable

Card Issuer: Citi Credit Cards

Credit Score: Best Credit Cards for Excellent Credit

115
VOTERS
71%
33
29%
Ranking: #7
star-ratings
3,6

Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time.

Card Category: Best Balance Transfer Credit Card

Annual Fee: $0

Purchase Intro APR: 0% for 15 months

Rewards Rate: 1 - 2 points / $1 | Bonus 15.000 points

Transfer Intro APR: 0% for 15 months | Transfer Fee: 3% (min $5)

Regular APR: 13.49% - 23.49%

Card Issuer: Citi Credit Cards

Credit Score: Best Credit Cards for Excellent Credit

247
VOTERS
94%
16
6%
Ranking: #8
star-ratings
0,0

The Citi Rewards+ Card is the only card that automatically rounds up to the nearest 10 points on every purchase – a $2 cup of coffee can earn 10 points. All with No Annual Fee.

With the Citi Rewards Card, you can make the most of your everyday purchases by earning double ThankYou® Points at the supermarket and gas stations, for the first $6,000 per year and then 1 point on all other purchases. You can redeem for things like gift cards or for travel rewards. One of Citi’s best rewards credit cards, the Citi Rewards+℠ Card gives you all this with a low introductory APR and no annual fee.

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