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NATIONWIDE CREDIT CARD RATING 2021/2022
Best Credit Cards for Good Credit

How do you choose the best credit card? See credit card ratings, reviews, and rankings. Credit Card Ranking lists are built by lots of people just like you who either had a really bad experience with a certain credit card or an amazing one. In other words, our ratings are based on the “wisdom of the crowd.” With every vote, any credit card’s score can either go up or down. It is all up to the people.

CREDIT CARDS RATING

Best Credit Cards for Good Credit independent ratings & consumer reviews.

Card Category: Best 0% APR Credit Card

Annual Fee: $0

Purchase Intro APR: 0% for 15 months

Rewards Rate: 1 - 3% Cash Back | Bonus $150

Transfer Intro APR: N/A

Regular APR: 13.99% - 23.99% (V)

Card Issuer: American Express Credit Cards

Credit Score: Best Credit Cards for Good Credit

375
VOTERS
98%
7
2%
Ranking: #1
star-ratings
4,9

With Blue Cash Everyday card you can earn cash back at supermarkets, gas stations, select department stores, and other purchases. Earn Up to $300 Back. Earn 20% back on Amazon.com purchases on the Card within the first 6 months of Card Membership, up to $200 back. Plus, earn $100 back after you spend $1,000 in purchases on the Card within the first 6 months of Card Membership. You will receive cash back in the form of statement credits.

Card Category: Best Business Credit Card

Annual Fee: Annual Fee: $0

Purchase Intro APR: Purchase Intro APR: 0% for 12 months

Rewards Rate: Rewards Rate: 1 - 5% Cash Back | Bonus $500

Transfer Intro APR: Transfer Intro APR: N/A

Regular APR: Regular APR: 13.24% - 19.24%

Card Issuer: Chase Credit Cards

Credit Score: Best Credit Cards for Good Credit

174
VOTERS
97%
5
3%
Ranking: #2
star-ratings
4,9
  • 5% cash back in select business categories
    plus earn rewards on every purchase made for your business – with this no annual fee credit card.
  • $500 bonus cash back after you spend $3,000 on purchases in the first 3 months after account opening.

Card Category: Best Business Credit Card

Annual Fee: $0

Purchase Intro APR: 0% for 12 months

Rewards Rate: 1 - 2% Cash Back

Transfer Intro APR: N/A

Regular APR: 13.24% - 19.24% Variable

Card Issuer: American Express Credit Cards

Credit Score: Best Credit Cards for Excellent Credit

158
VOTERS
97%
5
3%
Ranking: #3
star-ratings
4,8

Earn Up To $300 In Statement Credits. You Can Earn Up To $100 In The Form Of Statement Credits At The Each Of The Following Merchants: Dell Technologies, DocuSign, or FedEx After You Make Eligible Purchases With Your New Card Within The First 3 Months Of Card Membership.

Card Category: Best No Annual Fee Credit Card

Annual Fee: $0

Purchase Intro APR: 0% for 15 months

Rewards Rate: 1 - 3% Cash Back | Bonus $150

Transfer Intro APR: N/A

Regular APR: 13.99% - 23.99%

Card Issuer: American Express Credit Cards

Credit Score: Best Credit Cards for Excellent Credit

171
VOTERS
95%
8
5%
Ranking: #4
star-ratings
4,8

❯ Explore the power of the Blue Business® Plus Credit Card. You can earn up to $100 in the form of statement credits per merchant after you make an eligible purchase on your new Card during your first 3 months of Card Membership at each of these merchants: Dell Technologies, DocuSign, and FedEx.

Card Category: Best Airline Credit Card

Annual Fee: $0 - 1st yr, $99 after

Purchase Intro APR: N/A

Rewards Rate: 1 - 2 miles / $1 | Bonus 50,000 miles

Transfer Intro APR: N/A

Regular APR: 15.74% - 24.74% (V)

Card Issuer: American Express Credit Cards

Credit Score: Best Credit Cards for Good Credit

158
VOTERS
95%
8
5%
Ranking: #5
star-ratings
4,7

Earn 50,000 bonus miles after spending $2,000 in purchases on your Card in your first 3 months of Card Membership. Earn rewards for your at-home tasting adventures with 2X miles at restaurants, including takeout and delivery, and U.S. supermarkets – then redeem them when you’re ready to travel. Contactless Cards allow you to make quick, secure payments without touching the screen.

Card Category: Best Hotel Credit Card

Annual Fee: Annual Fee: $0

Purchase Intro APR: Purchase Intro APR: N/A

Rewards Rate: Rewards Rate: 3 - 7 points / $1 | Bonus 80,000 points

Transfer Intro APR: Transfer Intro APR: N/A

Regular APR: Regular APR: 15.74% - 24.74%

Card Issuer: American Express Credit Cards

Credit Score: Best Credit Cards for Good Credit

144
VOTERS
94%
8
6%
Ranking: #6
star-ratings
4,7
  • Earn 7x Points on Hilton Purchases
  • Earn 5x Points on Groceries & Dining
  • Earn 5x Points on Gas
  • Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.

Complimentary Hilton Honors Silver status. Enjoy complimentary Hilton Honors Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Gold status through the end of the next calendar year.

Card Category: Best Cash Back Credit Card

Annual Fee: $0

Purchase Intro APR: 0% for 15 months

Rewards Rate: 1 - 3% Cash Back | Bonus $200

Transfer Intro APR: 3%

Regular APR: 13.99% - 23.99% (V)

Card Issuer: Bank of America

Credit Score: Best Credit Cards for Good Credit

119
VOTERS
94%
7
6%
Ranking: #7
star-ratings
4,7

The Bank of America® Cash Rewards credit card* is ideal for existing or new BofA customers. It allows you to choose a purchase category to earn 3% cash back (with a spending cap), and BofA’s preferred rewards program enables you to increase your rewards by as much as 75%.

Card Category: Best 0% APR Credit Card

Annual Fee: $0

Purchase Intro APR: 0% for 15 months

Rewards Rate: 1.5% Cash Back | Bonus $150

Transfer Intro APR: N/A

Regular APR: 15.49% - 25.49%

Card Issuer: Capital One Credit Cards

Credit Score: Best Credit Cards for Fair Credit

97
VOTERS
94%
6
6%
Ranking: #8
star-ratings
4,7

Earn unlimited 1.5% cash back on every purchase, every day. Plus, a $150 Cash Bonus. Unlimited Rewards: Earn unlimited 1.5% cash back on every purchase, every day. New Cardmember Offer: Earn a one-time $150 cash bonus once you spend $500 on purchases within 3 months from account opening.

Card Category: Best Airline Credit Card

Annual Fee: Annual Fee: $0 1st yr, $95 after

Purchase Intro APR: Purchase Intro APR: N/A

Rewards Rate: Rewards Rate: 1 - 2 miles / $1 | Bonus 60,000 miles

Transfer Intro APR: Transfer Intro APR: N/A

Regular APR: Regular APR: 16.49% - 23.49% (V)

Card Issuer: Visa Credit Cards

Credit Score: Best Credit Cards for Good Credit

159
VOTERS
92%
12
8%
Ranking: #9
star-ratings
4,6

Card Category: Best Cash Back Credit Card

Annual Fee: $95

Purchase Intro APR: 0% for 12 months

Rewards Rate: 1 - 6% Cash Back

Transfer Intro APR: N/A

Regular APR: 13.99% - 23.99% Variable

Card Issuer: American Express Credit Cards

Credit Score: Best Credit Cards for Good Credit

270
VOTERS
91%
25
9%
Ranking: #10
star-ratings
4,5

Earn a $250 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.

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