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NATIONWIDE CREDIT CARD RATING 2020/2021
Visa Credit Cards

How do you choose the best credit card? See credit card ratings, reviews, and rankings. Credit Card Ranking lists are built by lots of people just like you who either had a really bad experience with a certain credit card or an amazing one. In other words, our ratings are based on the “wisdom of the crowd.” With every vote, any credit card’s score can either go up or down. It is all up to the people.

CREDIT CARDS RATING

Visa Credit Cards independent ratings & consumer reviews.

Card Category: Best Cash Back Credit Card

Annual Fee: $0

Purchase Intro APR: N/A

Rewards Rate: 1 - 4% Cash Back

Transfer Intro APR: N/A

Regular APR: 15.24% (V)

Card Issuer: Citi Credit Cards

Credit Score: Best Credit Cards for Excellent Credit

262
VOTERS
98%
4
2%
Ranking: #1
star-ratings
4,9

Make every day more rewarding with the Costco Anywhere Visa® Card by Citi. Earn up to 4% in cash back rewards on eligible purchases anywhere Visa is accepted. A Costco membership is required to apply. Join Costco today.
Redeeming Costco Cash Rewards. Cash back will be provided as an annual credit card reward certificate once your February billing statement closes, and is redeemable for cash or merchandise at U.S. Costco Warehouses.

Card Category: Best Business Credit Card

Annual Fee: Annual Fee: $0

Purchase Intro APR: Purchase Intro APR: 0% for 12 months

Rewards Rate: Rewards Rate: 1 - 5% Cash Back | Bonus $500

Transfer Intro APR: Transfer Intro APR: N/A

Regular APR: Regular APR: 13.24% - 19.24%

Card Issuer: Chase Credit Cards

Credit Score: Best Credit Cards for Good Credit

174
VOTERS
97%
5
3%
Ranking: #2
star-ratings
4,9
  • 5% cash back in select business categories
    plus earn rewards on every purchase made for your business – with this no annual fee credit card.
  • $500 bonus cash back after you spend $3,000 on purchases in the first 3 months after account opening.

Card Category: Best High Limit Credit Card

Annual Fee: $550

Purchase Intro APR: N/A

Rewards Rate: 1 - 3 points / $1 | Bonus 50.000 points

Transfer Intro APR: N/A

Regular APR: 16.99% - 23.99% Variable

Card Issuer: Chase Credit Cards

Credit Score: Best Credit Cards for Excellent Credit

124
VOTERS
95%
6
5%
Ranking: #3
star-ratings
4,8
  • 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
  • That’s $750 toward airfare, hotels, car rentals, and cruises when you redeem through Chase Ultimate Rewards®.
  • This product is available to you if you do not have any Sapphire card and have not received a new cardmember bonus for any Sapphire card in the past 48 months.
  • $300 Annual Travel Credit. Automatically receive up to $300 in statement credits as reimbursement for travel purchases charged to your card each account anniversary year.
  • 3X Points on travel and dining worldwide. 3X Points on Travel Worldwide, immediately after earning your $300 annual travel credit.
  • 3X Points on Dining at Restaurants Worldwide, including eligible delivery services, takeout, and dining out.*Same page link to Offer Details. Plus, earn 1 point per dollar spent on all other purchases.
  • 50% more in travel redemption. Get 50% more value when you redeem for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $750 toward travel.

Card Category: Best Cash Back Credit Card

Annual Fee: $0 - $99

Purchase Intro APR: None

Rewards Rate: 0 - 1% Cash Back

Transfer Intro APR: None

Regular APR: 17.99% - 23.99% (V)

Card Issuer: Visa Credit Cards

Credit Score: Best Credit Cards for Bad Credit

70
VOTERS
94%
4
6%
Ranking: #4
star-ratings
4,7

Card Category: Best Airline Credit Card

Annual Fee: Annual Fee: $0 1st yr, $95 after

Purchase Intro APR: Purchase Intro APR: N/A

Rewards Rate: Rewards Rate: 1 - 2 miles / $1 | Bonus 60,000 miles

Transfer Intro APR: Transfer Intro APR: N/A

Regular APR: Regular APR: 16.49% - 23.49% (V)

Card Issuer: Visa Credit Cards

Credit Score: Best Credit Cards for Good Credit

159
VOTERS
92%
12
8%
Ranking: #5
star-ratings
4,6

Card Category: Best 0% APR Credit Card

Annual Fee: $0

Purchase Intro APR: 0% for 15 months

Rewards Rate: 1.5 - 5% Cash Back | Bonus: $200

Transfer Intro APR: N/A

Regular APR: 14.99 - 23.74% Variable

Card Issuer: Chase Credit Cards

Credit Score: Best Credit Cards for Good Credit

115
VOTERS
71%
33
29%
Ranking: #6
star-ratings
3,6

Earn cash back for every purchase. Earn 5% cash back on travel purchased through Chase, 3% on dining including takeout and drugstores, and 1.5% on all other purchases.

$200 bonus plus 5% cash back grocery store offer: Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening. Same page link to Offer Details And earn 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year.

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