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NATIONWIDE CREDIT CARD RATING 2020/2021
Best Credit Cards for No Credit History

How do you choose the best credit card? See credit card ratings, reviews, and rankings. Credit Card Ranking lists are built by lots of people just like you who either had a really bad experience with a certain credit card or an amazing one. In other words, our ratings are based on the “wisdom of the crowd.” With every vote, any credit card’s score can either go up or down. It is all up to the people.

CREDIT CARDS RATING

Best Credit Cards for No Credit History independent ratings & consumer reviews.

Card Category: Best No Annual Fee Credit Card

Annual Fee: $0

Purchase Intro APR: None

Rewards Rate: None

Transfer Intro APR: Min Deposit of $49, $99 or $200

Regular APR: 26.99% (V)

Card Issuer: Capital One Credit Cards

Credit Score: Best Credit Cards for No Credit History

250
VOTERS
98%
6
2%
Ranking: #1
star-ratings
4,9
  • Take control and build your credit with responsible use. Required Security Deposit: $49, $99, or $200 refundable minimum security deposit. Access to an authorized bank account is required to make your security deposit.
  • Initial Credit Line. Make the minimum required security deposit and you’ll get an initial credit line of $200. Plus, deposit more money before your account opens to get a higher credit line.
  • Automatic Credit Line Reviews. Be automatically considered for a higher credit line in as little as 6 months.
  • Personalized Payment. Pick your own monthly due date and payment method—check, online, or at a local branch.

Card Category: Best Student Credit Card

Annual Fee: Annual Fee: $0 - $99

Purchase Intro APR: One-Time Fees: None

Rewards Rate: Monthly Fee: None

Transfer Intro APR: Credit Card Grace Period: 25 days

Regular APR: Regular APR: 24.9%

Card Issuer: Mastercard Credit Cards

Credit Score: Best Credit Cards for Bad Credit

71
VOTERS
96%
3
4%
Ranking: #2
star-ratings
4,8

The Indigo Platinum Mastercard is specifically designed for those with less than perfect credit. As an added plus, your monthly Indigo card payments are reported to all three major credit bureaus, which can help build a positive payment history.

Card Category: Best Prepaid Credit Card

Annual Fee: Annual Fee: Variable Monthly Fee

Purchase Intro APR: Purchase Intro APR: N/A

Rewards Rate: Rewards Rate: N/A

Transfer Intro APR: Transfer Intro APR: N/A

Regular APR: Regular APR: N/A

Card Issuer: Mastercard Credit Cards

Credit Score: Best Credit Cards for No Credit History

60
VOTERS
95%
3
5%
Ranking: #3
star-ratings
4,8
  • Spend. Smart. PayPal. Prepaid.

You can use the PayPal Prepaid Mastercard® to eat, drink, and shop everywhere Debit Mastercard is accepted. Order online and once your information has been verified, you’ll receive your Card in the mail within 7-10 business days.

Card Category: Best Cash Back Credit Card

Annual Fee: $0 - $99

Purchase Intro APR: None

Rewards Rate: 0 - 1% Cash Back

Transfer Intro APR: None

Regular APR: 17.99% - 23.99% (V)

Card Issuer: Visa Credit Cards

Credit Score: Best Credit Cards for Bad Credit

70
VOTERS
94%
4
6%
Ranking: #4
star-ratings
4,7

Card Category: Best Student Credit Card

Annual Fee: $0

Purchase Intro APR: N/A

Rewards Rate: 1% Cash Back

Transfer Intro APR: N/A

Regular APR: 18.74% Variable

Card Issuer: Mastercard Credit Cards

Credit Score: Best Credit Cards for Fair Credit

266
VOTERS
94%
17
6%
Ranking: #5
star-ratings
4,7

Maybe you’re just beginning your credit journey or maybe you’re already a pro. Either way, you Deserve better.

Card Category: Best Secured Credit Card

Annual Fee: Min Deposit of $200

Purchase Intro APR: None

Rewards Rate: N/A

Transfer Intro APR: N/A

Regular APR: 9.99% (V)

Card Issuer: Mastercard Credit Cards

Credit Score: Best Credit Cards for Bad Credit

48
VOTERS
96%
2
4%
Ranking: #6
star-ratings
0,0

Card Category: Best Secured Credit Card

Annual Fee: $29

Purchase Intro APR: N/A

Rewards Rate: Min Deposit of $200

Transfer Intro APR: N/A

Regular APR: 19.99% Variable

Card Issuer: Mastercard Credit Cards

Credit Score: Best Credit Cards for No Credit History

47
VOTERS
94%
3
6%
Ranking: #7
star-ratings
0,0

First Progress checks your credit when you apply for one of its secured cards, but it’s not a “hard” inquiry, meaning it doesn’t affect your credit score. The First Progress Platinum Elite Mastercard® Secured Credit Card gets the nod here as the lowest-cost First Progress card.

Card Category: Best Secured Credit Card

Annual Fee: Annual Fee: $49

Purchase Intro APR: Purchase Intro APR: N/A

Rewards Rate: Monthly Fee: None

Transfer Intro APR: Secured Credit Card: Min Deposit of $200

Regular APR: Regular APR: 9.99% (V)

Card Issuer: Mastercard Credit Cards

Credit Score: Best Credit Cards for No Credit History

73
VOTERS
92%
6
8%
Ranking: #8
star-ratings
0,0

The First Progress Secured Mastercard is a full-featured credit card with credit limits up to $2,000*. Your credit limit is determined by the amount of your security deposit, not your credit score or history! The card reports to all three major credit bureaus every month to help you establish or re-establish your credit history.

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