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NATIONWIDE CREDIT CARD RATING 2020/2021
Best Cash Back Credit Card

How do you choose the best credit card? See credit card ratings, reviews, and rankings. Credit Card Ranking lists are built by lots of people just like you who either had a really bad experience with a certain credit card or an amazing one. In other words, our ratings are based on the “wisdom of the crowd.” With every vote, any credit card’s score can either go up or down. It is all up to the people.

CREDIT CARDS RATING

Best Cash Back Credit Card independent ratings & consumer reviews.

Card Category: Best Cash Back Credit Card

Annual Fee: $0

Purchase Intro APR: N/A

Rewards Rate: 1 - 4% Cash Back

Transfer Intro APR: N/A

Regular APR: 15.24% (V)

Card Issuer: Citi Credit Cards

Credit Score: Best Credit Cards for Excellent Credit

262
VOTERS
98%
4
2%
Ranking: #1
star-ratings
4,9

Make every day more rewarding with the Costco Anywhere Visa® Card by Citi. Earn up to 4% in cash back rewards on eligible purchases anywhere Visa is accepted. A Costco membership is required to apply. Join Costco today.
Redeeming Costco Cash Rewards. Cash back will be provided as an annual credit card reward certificate once your February billing statement closes, and is redeemable for cash or merchandise at U.S. Costco Warehouses.

Card Category: Best 0% APR Credit Card

Annual Fee: $0

Purchase Intro APR: 0% for 15 months

Rewards Rate: 1 - 3% Cash Back | Bonus $150

Transfer Intro APR: N/A

Regular APR: 13.99% - 23.99% (V)

Card Issuer: American Express Credit Cards

Credit Score: Best Credit Cards for Good Credit

372
VOTERS
98%
6
2%
Ranking: #2
star-ratings
4,9

With Blue Cash Everyday card you can earn cash back at supermarkets, gas stations, select department stores, and other purchases. Earn Up to $300 Back. Earn 20% back on Amazon.com purchases on the Card within the first 6 months of Card Membership, up to $200 back. Plus, earn $100 back after you spend $1,000 in purchases on the Card within the first 6 months of Card Membership. You will receive cash back in the form of statement credits.

Card Category: Best Business Credit Card

Annual Fee: Annual Fee: $0

Purchase Intro APR: Purchase Intro APR: 0% for 12 months

Rewards Rate: Rewards Rate: 1 - 5% Cash Back | Bonus $500

Transfer Intro APR: Transfer Intro APR: N/A

Regular APR: Regular APR: 13.24% - 19.24%

Card Issuer: Chase Credit Cards

Credit Score: Best Credit Cards for Good Credit

174
VOTERS
97%
5
3%
Ranking: #3
star-ratings
4,9
  • 5% cash back in select business categories
    plus earn rewards on every purchase made for your business – with this no annual fee credit card.
  • $500 bonus cash back after you spend $3,000 on purchases in the first 3 months after account opening.

Card Category: Best Business Credit Card

Annual Fee: $0

Purchase Intro APR: 0% for 12 months

Rewards Rate: 1 - 2% Cash Back

Transfer Intro APR: N/A

Regular APR: 13.24% - 19.24% Variable

Card Issuer: American Express Credit Cards

Credit Score: Best Credit Cards for Excellent Credit

157
VOTERS
97%
5
3%
Ranking: #4
star-ratings
4,8

Earn Up To $300 In Statement Credits. You Can Earn Up To $100 In The Form Of Statement Credits At The Each Of The Following Merchants: Dell Technologies, DocuSign, or FedEx After You Make Eligible Purchases With Your New Card Within The First 3 Months Of Card Membership.

Card Category: Best Cash Back Credit Card

Annual Fee: $0 - $99

Purchase Intro APR: None

Rewards Rate: 0 - 1% Cash Back

Transfer Intro APR: None

Regular APR: 17.99% - 23.99% (V)

Card Issuer: Visa Credit Cards

Credit Score: Best Credit Cards for Bad Credit

70
VOTERS
94%
4
6%
Ranking: #5
star-ratings
4,7

Card Category: Best Cash Back Credit Card

Annual Fee: $0

Purchase Intro APR: 0% for 15 months

Rewards Rate: 1 - 3% Cash Back | Bonus $200

Transfer Intro APR: 3%

Regular APR: 13.99% - 23.99% (V)

Card Issuer: Bank of America

Credit Score: Best Credit Cards for Good Credit

119
VOTERS
94%
7
6%
Ranking: #6
star-ratings
4,7

The Bank of America® Cash Rewards credit card* is ideal for existing or new BofA customers. It allows you to choose a purchase category to earn 3% cash back (with a spending cap), and BofA’s preferred rewards program enables you to increase your rewards by as much as 75%.

Card Category: Best Cash Back Credit Card

Annual Fee: $95

Purchase Intro APR: 0% for 12 months

Rewards Rate: 1 - 6% Cash Back

Transfer Intro APR: N/A

Regular APR: 13.99% - 23.99% Variable

Card Issuer: American Express Credit Cards

Credit Score: Best Credit Cards for Good Credit

270
VOTERS
91%
25
9%
Ranking: #7
star-ratings
4,5

Earn a $250 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.

Card Category: Best 0% APR Credit Card

Annual Fee: $0

Purchase Intro APR: 0% for 15 months

Rewards Rate: 1.5% Cash Back | Bonus $150

Transfer Intro APR: N/A

Regular APR: 5.49% - 25.49%

Card Issuer: Chase Credit Cards

Credit Score: Best Credit Cards for Good Credit

237
VOTERS
90%
23
10%
Ranking: #8
star-ratings
4,5

Earn cash back for every purchase. Earn 5% cash back on up to $1,500 on combined purchases in bonus categories each quarter you activate, Earn 5% cash back on travel purchased through Chase, 3% on dining including takeout and drugstores, and 1% on all other purchases.

$200 bonus plus 5% cash back grocery store offer. Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.*Same page link to Offer Details And earn 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year.

Card Category: Best 0% APR Credit Card

Annual Fee: $0

Purchase Intro APR: 0% for 15 months

Rewards Rate: 1.5 - 5% Cash Back | Bonus: $200

Transfer Intro APR: N/A

Regular APR: 14.99 - 23.74% Variable

Card Issuer: Chase Credit Cards

Credit Score: Best Credit Cards for Good Credit

115
VOTERS
71%
33
29%
Ranking: #9
star-ratings
3,6

Earn cash back for every purchase. Earn 5% cash back on travel purchased through Chase, 3% on dining including takeout and drugstores, and 1.5% on all other purchases.

$200 bonus plus 5% cash back grocery store offer: Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening. Same page link to Offer Details And earn 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year.

Card Category: Best 0% APR Credit Card

Annual Fee: $0

Purchase Intro APR: N/A

Rewards Rate: 2% Cash Back

Transfer Intro APR: 0% for 18 months | Transfer Fee: 3%

Regular APR: 13.99 - 23.99% Variable

Card Issuer: Citi Credit Cards

Credit Score: Best Credit Cards for Excellent Credit

115
VOTERS
71%
33
29%
Ranking: #10
star-ratings
3,6

Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time.

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