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Costco Anywhere Visa Card by Citi

Credit Card Rating:

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4,9
98%
4
2%
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RATES & FEES:

Annual Fee: $0
Purchase Intro APR: N/A
Rewards Rate: 1 - 4% Cash Back
Transfer Intro APR: N/A
Regular APR: 15.24% (V)

Costco Credit Card Review Highlights:


Great rewards for popular spending categories

You will earn 4% cash back on the first $7,000 that you spend on gas each year as well as 3% cash back on travel and dining at restaurants, 2% cash back on Costco purchases, and 1% cash back on everything else. Considering the average cash back credit card offers just 1.07%, the Costco Anywhere Visa is a great rewards earner.

Just for Costco members

It might seem obvious, but it’s still worth mentioning that you must be a Costco member to get the Costco Anywhere Visa Card by Citi. The good news is you won’t have to worry about paying an annual fee or a foreign fee in addition to Costco dues because the Costco Anywhere Visa Card does not charge them. Furthermore, you can use your card other places than Costco, as it will be accepted anywhere that takes Visa.

Excellent credit required

You need an excellent credit score to qualify for the Costco Anywhere Visa. You can check your credit score for free on WalletHub before applying if you don’t know where you currently stand.

Above-average APR

The Citi Anywhere Visa’s regular APR is above the average among credit cards for excellent credit. In other words, if you anticipate carrying a balance, you can find a cheaper card to do it with.