|❯ Annual Fee: $0|
|❯ Purchase Intro APR: N/A|
|❯ Rewards Rate: 1% Cash Back|
|❯ Transfer Intro APR: N/A|
|❯ Regular APR: 18.74% Variable|
Credit cards for college students charge 15% on average.
Deserve EDU is available even to students with no credit history. You must be 18+ years old with enough income to afford monthly bill payments.
Applicants can use their passport and some other basic documentation instead. In particular, you need proof of a U.S. bank account and copies of your Student Visa and I-20 form, along with your passport.
A credit card for international students that charged for international use wouldn’t make too much sense.
EMV Chip: No. This is a headscratcher, considering chip cards are the norm abroad.
Students with a limited credit history should not expect anything close to that.
At the end of the day, Deserve EDU should be one of an international student’s top options, but students hailing from the U.S. can likely get better rewards from another one of our editors’ picks for the best overall credit cards for college students.