Deserve EDU Mastercard for Students

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Annual Fee: $0
Purchase Intro APR: N/A
Rewards Rate: 1% Cash Back
Transfer Intro APR: N/A
Regular APR: 18.74% Variable

Deserve EDU Mastercard Review Highlights

  • Annual Fee: $0. This is a must-have for a student credit card. The average credit card – for everyone, not just students – charges roughly $19.76 per year.
  • Rewards: 1% cash back on all purchases. The average cash rewards card gives 1.07% back.
  • Bonus: $59 Amazon Prime Student membership after spending $500 in the first three billing cycles. The average cash back credit card gives $197.33.

APR: 18.74% Variable.

Credit cards for college students charge 15% on average.

Min Credit Needed: None.

Deserve EDU is available even to students with no credit history. You must be 18+ years old with enough income to afford monthly bill payments.

SSN Needed: No.

Applicants can use their passport and some other basic documentation instead. In particular, you need proof of a U.S. bank account and copies of your Student Visa and I-20 form, along with your passport.

Foreign Transaction Fee: $0.

A credit card for international students that charged for international use wouldn’t make too much sense.
EMV Chip: No. This is a headscratcher, considering chip cards are the norm abroad.

Credit Limit: Up to $5,000.

Students with a limited credit history should not expect anything close to that.

At the end of the day, Deserve EDU should be one of an international student’s top options, but students hailing from the U.S. can likely get better rewards from another one of our editors’ picks for the best overall credit cards for college students.