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NATIONWIDE CREDIT CARD RATING 2021/2022
Best 0% APR Credit Card

How do you choose the best credit card? See credit card ratings, reviews, and rankings. Credit Card Ranking lists are built by lots of people just like you who either had a really bad experience with a certain credit card or an amazing one. In other words, our ratings are based on the “wisdom of the crowd.” With every vote, any credit card’s score can either go up or down. It is all up to the people.

CREDIT CARDS RATING

Best 0% APR Credit Card independent ratings & consumer reviews.

Card Category: Best 0% APR Credit Card

Annual Fee: $0

Purchase Intro APR: 0% for 15 months

Rewards Rate: 1 - 3% Cash Back | Bonus $150

Transfer Intro APR: N/A

Regular APR: 13.99% - 23.99% (V)

Card Issuer: American Express Credit Cards

Credit Score: Best Credit Cards for Good Credit

375
VOTERS
98%
7
2%
Ranking: #1
star-ratings
4,9

With Blue Cash Everyday card you can earn cash back at supermarkets, gas stations, select department stores, and other purchases. Earn Up to $300 Back. Earn 20% back on Amazon.com purchases on the Card within the first 6 months of Card Membership, up to $200 back. Plus, earn $100 back after you spend $1,000 in purchases on the Card within the first 6 months of Card Membership. You will receive cash back in the form of statement credits.

Card Category: Best 0% APR Credit Card

Annual Fee: $0

Purchase Intro APR: None

Rewards Rate: None

Transfer Intro APR: 0% for 18 months | Transfer Fee: 3% (min $5)

Regular APR: 14.74% - 24.74% (V)

Card Issuer: Citi Credit Cards

Credit Score: Best Credit Cards for Excellent Credit

153
VOTERS
95%
7
5%
Ranking: #2
star-ratings
4,8

Citi Entertainment takes the once out of once in a lifetime. Get special access to purchase tickets to thousands of events, including presale tickets and exclusive experiences for the year’s most anticipated concerts, sporting events, dining experiences, and more.
You’re completely protected against unauthorized charges on your account. At Citi, you will not be responsible for a charge that you did not authorize, online or otherwise.

Card Category: Best 0% APR Credit Card

Annual Fee: $0

Purchase Intro APR: 0% for 15 months

Rewards Rate: 1.5% Cash Back | Bonus $150

Transfer Intro APR: N/A

Regular APR: 15.49% - 25.49%

Card Issuer: Capital One Credit Cards

Credit Score: Best Credit Cards for Fair Credit

97
VOTERS
94%
6
6%
Ranking: #3
star-ratings
4,7

Earn unlimited 1.5% cash back on every purchase, every day. Plus, a $150 Cash Bonus. Unlimited Rewards: Earn unlimited 1.5% cash back on every purchase, every day. New Cardmember Offer: Earn a one-time $150 cash bonus once you spend $500 on purchases within 3 months from account opening.

Card Category: Best 0% APR Credit Card

Annual Fee: $0

Purchase Intro APR: 0% for 15 months

Rewards Rate: 1.5% Cash Back | Bonus $150

Transfer Intro APR: N/A

Regular APR: 5.49% - 25.49%

Card Issuer: Chase Credit Cards

Credit Score: Best Credit Cards for Good Credit

237
VOTERS
90%
23
10%
Ranking: #4
star-ratings
4,5

Earn cash back for every purchase. Earn 5% cash back on up to $1,500 on combined purchases in bonus categories each quarter you activate, Earn 5% cash back on travel purchased through Chase, 3% on dining including takeout and drugstores, and 1% on all other purchases.

$200 bonus plus 5% cash back grocery store offer. Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.*Same page link to Offer Details And earn 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year.

Card Category: Best 0% APR Credit Card

Annual Fee: $0

Purchase Intro APR: 0% for 12 months

Rewards Rate: 1.25 miles / $1 | Bonus 20,000 miles

Transfer Intro APR: N/A

Regular APR: 15.49% - 25.49%

Card Issuer: Capital One Credit Cards

Credit Score: Best Credit Cards for Good Credit

168
VOTERS
80%
33
20%
Ranking: #5
star-ratings
4,0

Unlimited Rewards: Earn unlimited 1.25 miles per dollar on every purchase, every day. New Cardmember Offer: Earn 20,000 bonus miles once you spend $1,000 on purchases within the first 3 months from account opening.

Card Category: Best 0% APR Credit Card

Annual Fee: $0

Purchase Intro APR: N/A

Rewards Rate: 2% Cash Back

Transfer Intro APR: 0% for 18 months | Transfer Fee: 3%

Regular APR: 13.99 - 23.99% Variable

Card Issuer: Citi Credit Cards

Credit Score: Best Credit Cards for Excellent Credit

116
VOTERS
72%
33
28%
Ranking: #6
star-ratings
3,6

Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time.

Card Category: Best 0% APR Credit Card

Annual Fee: $0

Purchase Intro APR: 0% for 15 months

Rewards Rate: 1.5 - 5% Cash Back | Bonus: $200

Transfer Intro APR: N/A

Regular APR: 14.99 - 23.74% Variable

Card Issuer: Chase Credit Cards

Credit Score: Best Credit Cards for Good Credit

115
VOTERS
71%
33
29%
Ranking: #7
star-ratings
3,6

Earn cash back for every purchase. Earn 5% cash back on travel purchased through Chase, 3% on dining including takeout and drugstores, and 1.5% on all other purchases.

$200 bonus plus 5% cash back grocery store offer: Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening. Same page link to Offer Details And earn 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year.

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