How do you choose the best credit card? See credit card ratings, reviews, and rankings. Credit Card Ranking lists are built by lots of people just like you who either had a really bad experience with a certain credit card or an amazing one. In other words, our ratings are based on the “wisdom of the crowd.” With every vote, any credit card’s score can either go up or down. It is all up to the people.
Best Low-Interest Credit Card independent ratings & consumer reviews.
Card Category: Best 0% APR Credit Card
❯ Annual Fee: $0
❯ Purchase Intro APR: 0% for 15 months
❯ Rewards Rate: 1 - 3% Cash Back | Bonus $150
❯ Transfer Intro APR: N/A
❯ Regular APR: 13.99% - 23.99% (V)
Card Issuer: American Express Credit Cards
Credit Score: Best Credit Cards for Good Credit
With Blue Cash Everyday card you can earn cash back at supermarkets, gas stations, select department stores, and other purchases. Earn Up to $300 Back. Earn 20% back on Amazon.com purchases on the Card within the first 6 months of Card Membership, up to $200 back. Plus, earn $100 back after you spend $1,000 in purchases on the Card within the first 6 months of Card Membership. You will receive cash back in the form of statement credits.
Card Category: Best 0% APR Credit Card
❯ Annual Fee: $0
❯ Purchase Intro APR: None
❯ Rewards Rate: None
❯ Transfer Intro APR: 0% for 18 months | Transfer Fee: 3% (min $5)
❯ Regular APR: 14.74% - 24.74% (V)
Card Issuer: Citi Credit Cards
Credit Score: Best Credit Cards for Excellent Credit
Citi Entertainment takes the once out of once in a lifetime. Get special access to purchase tickets to thousands of events, including presale tickets and exclusive experiences for the year’s most anticipated concerts, sporting events, dining experiences, and more.
You’re completely protected against unauthorized charges on your account. At Citi, you will not be responsible for a charge that you did not authorize, online or otherwise.
Card Category: Best 0% APR Credit Card
❯ Annual Fee: $0
❯ Purchase Intro APR: 0% for 15 months
❯ Rewards Rate: 1.5% Cash Back | Bonus $150
❯ Transfer Intro APR: N/A
❯ Regular APR: 15.49% - 25.49%
Card Issuer: Capital One Credit Cards
Credit Score: Best Credit Cards for Fair Credit
Earn unlimited 1.5% cash back on every purchase, every day. Plus, a $150 Cash Bonus. Unlimited Rewards: Earn unlimited 1.5% cash back on every purchase, every day. New Cardmember Offer: Earn a one-time $150 cash bonus once you spend $500 on purchases within 3 months from account opening.
Card Category: Best Balance Transfer Credit Card
❯ Annual Fee: $0
❯ Purchase Intro APR: 0% for 15 months
❯ Rewards Rate: 1 - 2 points / $1 | Bonus 15.000 points
❯ Transfer Intro APR: 0% for 15 months | Transfer Fee: 3% (min $5)
❯ Regular APR: 13.49% - 23.49%
Card Issuer: Citi Credit Cards
Credit Score: Best Credit Cards for Excellent Credit
The Citi Rewards+ Card is the only card that automatically rounds up to the nearest 10 points on every purchase – a $2 cup of coffee can earn 10 points. All with No Annual Fee.
With the Citi Rewards Card, you can make the most of your everyday purchases by earning double ThankYou® Points at the supermarket and gas stations, for the first $6,000 per year and then 1 point on all other purchases. You can redeem for things like gift cards or for travel rewards. One of Citi’s best rewards credit cards, the Citi Rewards+℠ Card gives you all this with a low introductory APR and no annual fee.
Card Category: Best 0% APR Credit Card
❯ Annual Fee: $0
❯ Purchase Intro APR: 0% for 12 months
❯ Rewards Rate: 1.25 miles / $1 | Bonus 20,000 miles
❯ Transfer Intro APR: N/A
❯ Regular APR: 15.49% - 25.49%
Card Issuer: Capital One Credit Cards
Credit Score: Best Credit Cards for Good Credit
Unlimited Rewards: Earn unlimited 1.25 miles per dollar on every purchase, every day. New Cardmember Offer: Earn 20,000 bonus miles once you spend $1,000 on purchases within the first 3 months from account opening.
Card Category: Best 0% APR Credit Card
❯ Annual Fee: $0
❯ Purchase Intro APR: N/A
❯ Rewards Rate: 2% Cash Back
❯ Transfer Intro APR: 0% for 18 months | Transfer Fee: 3%
❯ Regular APR: 13.99 - 23.99% Variable
Card Issuer: Citi Credit Cards
Credit Score: Best Credit Cards for Excellent Credit
Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time.
Card Category: Best 0% APR Credit Card
❯ Annual Fee: $0
❯ Purchase Intro APR: 0% for 15 months
❯ Rewards Rate: 1.5 - 5% Cash Back | Bonus: $200
❯ Transfer Intro APR: N/A
❯ Regular APR: 14.99 - 23.74% Variable
Card Issuer: Chase Credit Cards
Credit Score: Best Credit Cards for Good Credit
Earn cash back for every purchase. Earn 5% cash back on travel purchased through Chase, 3% on dining including takeout and drugstores, and 1.5% on all other purchases.
$200 bonus plus 5% cash back grocery store offer: Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening. Same page link to Offer Details And earn 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year.
