How do you choose the best credit card? See credit card ratings, reviews, and rankings. Credit Card Ranking lists are built by lots of people just like you who either had a really bad experience with a certain credit card or an amazing one. In other words, our ratings are based on the “wisdom of the crowd.” With every vote, any credit card’s score can either go up or down. It is all up to the people.
Best Credit Cards for No Credit History independent ratings & consumer reviews.
❯ Annual Fee: $0
❯ Purchase Intro APR: None
❯ Rewards Rate: None
❯ Transfer Intro APR: Min Deposit of $49, $99 or $200
❯ Regular APR: 26.99% (V)
Card Issuer: Capital One Credit Cards
Credit Score: Best Credit Cards for No Credit History
❯ Annual Fee: Annual Fee: $0 - $99
❯ Purchase Intro APR: One-Time Fees: None
❯ Rewards Rate: Monthly Fee: None
❯ Transfer Intro APR: Credit Card Grace Period: 25 days
❯ Regular APR: Regular APR: 24.9%
Card Issuer: Mastercard Credit Cards
Credit Score: Best Credit Cards for Bad Credit
The Indigo Platinum Mastercard is specifically designed for those with less than perfect credit. As an added plus, your monthly Indigo card payments are reported to all three major credit bureaus, which can help build a positive payment history.
❯ Annual Fee: $0 - $99
❯ Purchase Intro APR: None
❯ Rewards Rate: 0 - 1% Cash Back
❯ Transfer Intro APR: None
❯ Regular APR: 17.99% - 23.99% (V)
Card Issuer: Visa Credit Cards
Credit Score: Best Credit Cards for Bad Credit
❯ Annual Fee: $0
❯ Purchase Intro APR: N/A
❯ Rewards Rate: 1% Cash Back
❯ Transfer Intro APR: N/A
❯ Regular APR: 18.74% Variable
Card Issuer: Mastercard Credit Cards
Credit Score: Best Credit Cards for Fair Credit
Maybe you’re just beginning your credit journey or maybe you’re already a pro. Either way, you Deserve better.
❯ Annual Fee: Annual Fee: Variable Monthly Fee
❯ Purchase Intro APR: Purchase Intro APR: N/A
❯ Rewards Rate: Rewards Rate: N/A
❯ Transfer Intro APR: Transfer Intro APR: N/A
❯ Regular APR: Regular APR: N/A
Card Issuer: Mastercard Credit Cards
Credit Score: Best Credit Cards for No Credit History
You can use the PayPal Prepaid Mastercard® to eat, drink, and shop everywhere Debit Mastercard is accepted. Order online and once your information has been verified, you’ll receive your Card in the mail within 7-10 business days.
❯ Annual Fee: Min Deposit of $200
❯ Purchase Intro APR: None
❯ Rewards Rate: N/A
❯ Transfer Intro APR: N/A
❯ Regular APR: 9.99% (V)
Card Issuer: Mastercard Credit Cards
Credit Score: Best Credit Cards for Bad Credit
❯ Annual Fee: $29
❯ Purchase Intro APR: N/A
❯ Rewards Rate: Min Deposit of $200
❯ Transfer Intro APR: N/A
❯ Regular APR: 19.99% Variable
Card Issuer: Mastercard Credit Cards
Credit Score: Best Credit Cards for No Credit History
First Progress checks your credit when you apply for one of its secured cards, but it’s not a “hard” inquiry, meaning it doesn’t affect your credit score. The First Progress Platinum Elite Mastercard® Secured Credit Card gets the nod here as the lowest-cost First Progress card.
❯ Annual Fee: Annual Fee: $49
❯ Purchase Intro APR: Purchase Intro APR: N/A
❯ Rewards Rate: Monthly Fee: None
❯ Transfer Intro APR: Secured Credit Card: Min Deposit of $200
❯ Regular APR: Regular APR: 9.99% (V)
Card Issuer: Mastercard Credit Cards
Credit Score: Best Credit Cards for No Credit History
The First Progress Secured Mastercard is a full-featured credit card with credit limits up to $2,000*. Your credit limit is determined by the amount of your security deposit, not your credit score or history! The card reports to all three major credit bureaus every month to help you establish or re-establish your credit history.