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Best No Annual Fee Credit Card independent ratings & consumer reviews.
❯ Annual Fee: $0
❯ Purchase Intro APR: N/A
❯ Rewards Rate: 1 - 4% Cash Back
❯ Transfer Intro APR: N/A
❯ Regular APR: 15.24% (V)
Card Issuer: Citi Credit Cards
Credit Score: Best Credit Cards for Excellent Credit
Make every day more rewarding with the Costco Anywhere Visa® Card by Citi. Earn up to 4% in cash back rewards on eligible purchases anywhere Visa is accepted. A Costco membership is required to apply. Join Costco today.
Redeeming Costco Cash Rewards. Cash back will be provided as an annual credit card reward certificate once your February billing statement closes, and is redeemable for cash or merchandise at U.S. Costco Warehouses.
❯ Annual Fee: $0
❯ Purchase Intro APR: None
❯ Rewards Rate: None
❯ Transfer Intro APR: Min Deposit of $49, $99 or $200
❯ Regular APR: 26.99% (V)
Card Issuer: Capital One Credit Cards
Credit Score: Best Credit Cards for No Credit History
❯ Annual Fee: $0
❯ Purchase Intro APR: 0% for 12 months
❯ Rewards Rate: 1 - 2% Cash Back
❯ Transfer Intro APR: N/A
❯ Regular APR: 13.24% - 19.24% Variable
Card Issuer: American Express Credit Cards
Credit Score: Best Credit Cards for Excellent Credit
Earn Up To $300 In Statement Credits. You Can Earn Up To $100 In The Form Of Statement Credits At The Each Of The Following Merchants: Dell Technologies, DocuSign, or FedEx After You Make Eligible Purchases With Your New Card Within The First 3 Months Of Card Membership.
❯ Annual Fee: $0
❯ Purchase Intro APR: None
❯ Rewards Rate: None
❯ Transfer Intro APR: 0% for 18 months | Transfer Fee: 3% (min $5)
❯ Regular APR: 14.74% - 24.74% (V)
Card Issuer: Citi Credit Cards
Credit Score: Best Credit Cards for Excellent Credit
Citi Entertainment takes the once out of once in a lifetime. Get special access to purchase tickets to thousands of events, including presale tickets and exclusive experiences for the year’s most anticipated concerts, sporting events, dining experiences, and more.
You’re completely protected against unauthorized charges on your account. At Citi, you will not be responsible for a charge that you did not authorize, online or otherwise.
❯ Annual Fee: $0
❯ Purchase Intro APR: 0% for 15 months
❯ Rewards Rate: 1 - 3% Cash Back | Bonus $150
❯ Transfer Intro APR: N/A
❯ Regular APR: 13.99% - 23.99%
Card Issuer: American Express Credit Cards
Credit Score: Best Credit Cards for Excellent Credit
❯ Explore the power of the Blue Business® Plus Credit Card. You can earn up to $100 in the form of statement credits per merchant after you make an eligible purchase on your new Card during your first 3 months of Card Membership at each of these merchants: Dell Technologies, DocuSign, and FedEx.
❯ Annual Fee: $0
❯ Purchase Intro APR: 0% for 15 months
❯ Rewards Rate: 1 - 3% Cash Back | Bonus $200
❯ Transfer Intro APR: 3%
❯ Regular APR: 13.99% - 23.99% (V)
Card Issuer: Bank of America
Credit Score: Best Credit Cards for Good Credit
The Bank of America® Cash Rewards credit card* is ideal for existing or new BofA customers. It allows you to choose a purchase category to earn 3% cash back (with a spending cap), and BofA’s preferred rewards program enables you to increase your rewards by as much as 75%.
❯ Annual Fee: $0
❯ Purchase Intro APR: 0% for 15 months
❯ Rewards Rate: 1.5% Cash Back | Bonus $150
❯ Transfer Intro APR: N/A
❯ Regular APR: 15.49% - 25.49%
Card Issuer: Capital One Credit Cards
Credit Score: Best Credit Cards for Fair Credit
Earn unlimited 1.5% cash back on every purchase, every day. Plus, a $150 Cash Bonus. Unlimited Rewards: Earn unlimited 1.5% cash back on every purchase, every day. New Cardmember Offer: Earn a one-time $150 cash bonus once you spend $500 on purchases within 3 months from account opening.
❯ Annual Fee: $0
❯ Purchase Intro APR: 0% for 15 months
❯ Rewards Rate: 1 - 2 points / $1 | Bonus 15.000 points
❯ Transfer Intro APR: 0% for 15 months | Transfer Fee: 3% (min $5)
❯ Regular APR: 13.49% - 23.49%
Card Issuer: Citi Credit Cards
Credit Score: Best Credit Cards for Excellent Credit
The Citi Rewards+ Card is the only card that automatically rounds up to the nearest 10 points on every purchase – a $2 cup of coffee can earn 10 points. All with No Annual Fee.
With the Citi Rewards Card, you can make the most of your everyday purchases by earning double ThankYou® Points at the supermarket and gas stations, for the first $6,000 per year and then 1 point on all other purchases. You can redeem for things like gift cards or for travel rewards. One of Citi’s best rewards credit cards, the Citi Rewards+℠ Card gives you all this with a low introductory APR and no annual fee.
❯ Annual Fee: $0
❯ Purchase Intro APR: 0% for 15 months
❯ Rewards Rate: 1.5% Cash Back | Bonus $150
❯ Transfer Intro APR: N/A
❯ Regular APR: 5.49% - 25.49%
Card Issuer: Chase Credit Cards
Credit Score: Best Credit Cards for Good Credit
Earn cash back for every purchase. Earn 5% cash back on up to $1,500 on combined purchases in bonus categories each quarter you activate, Earn 5% cash back on travel purchased through Chase, 3% on dining including takeout and drugstores, and 1% on all other purchases.
$200 bonus plus 5% cash back grocery store offer. Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.*Same page link to Offer Details And earn 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year.
❯ Annual Fee: $0
❯ Purchase Intro APR: N/A
❯ Rewards Rate: 2% Cash Back
❯ Transfer Intro APR: 0% for 18 months | Transfer Fee: 3%
❯ Regular APR: 13.99 - 23.99% Variable
Card Issuer: Citi Credit Cards
Credit Score: Best Credit Cards for Excellent Credit
Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time.